Attention homeowners: Real estate appraisal services for in Orangevale and Sacramento County
Here are the top 7 reasons CA homeowners hire Gold Coast Valuations:
Own a home in or near Orangevale, CA and need help determining the value of it?
We at Gold Coast Valuations understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Gold Coast Valuations, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours. Need to cancel PMI?A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Gold Coast Valuations, we're experienced in helping clients just like you rid themselves of undesirable PMI insurance. Challenge Sacramento county's assessment of your propertyIf you live in a local area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Gold Coast Valuations is your perfect weapon when challenging your property tax assessment. HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Gold Coast Valuations can help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd like to have an expert double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Gold Coast Valuations can We can assist you. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property. |